The Future is Bright

Planning is all about capturing opportunity and reducing risk. At the immediate level, RZH views the present situation as a time to get organized, evaluate different courses of action and options, and build a well-structured financial plan for a client’s family. At a broader level, we define planning as a means to develop a solid game plan so our clients can fulfill their responsibilities and enjoy a secure future. We take a planner’s perspective to ensure that each plan is objective, comprehensive and coordinated — and takes all concerns into consideration, including cash flow, taxes, capital expenditures, highly concentrated and non-diversified assets, and making day-to-day judgment calls.

Proven and Cooperative Planning Process

Our plans are built with proprietary processes that allow us to focus on each client’s distinct needs. We use the latest technology to provide depth of specialization in critical areas of the plan: Cash Flow Trend Modeling^SM; Optimal Target Return Modeling; risk management; capital needs forecasting and accumulation; estate planning; investment strategy and allocation; and overall tax minimization. Our team of partners, who are Certified Financial Planners and Accredited Investment Fiduciaries, work together to analyze results and develop a plan to achieve a client’s goals with minimum risk. They also build and maintain strategic alliances with other advisors to complement our core capabilities, collaborating with them to keep the family’s best interests front and center.

“A plan is only as good as the implementation of its strategies. One of our greatest strengths as a firm is our ability to both design and implement a plan on many different levels. We take a holistic approach to wealth management, helping clients make critical investment decisions that address every aspect of their life, from educational funding to retirement planning to risk and tax management.” – Dana A. Hanson

The "Perfect Planner's" Process

Identify personal financial objectives and priorities
Evaluate the financial resources available to pursue these objectives
Conduct in-depth cash flow analysis and modeling
Design strategies to ensure a plan’s effectiveness
Coordinate strategies for optimum results

Stress-test coordinated strategies
Present detailed, comprehensive, written recommendations
Implement recommended strategies
Provide ongoing investment management
Execute risk management solutions and financial controls
Coordinate our efforts with client’s other financial advisors